✅ Key Facts at a Glance:
- 💰 Potential Average Compensation: £4,000**
- 📅 Applicable Agreements: PCP & HP from 2007 to 2021
- 🏦 Covered Providers: BlackHorse, BMW Finance, Santander & more
- 💸 Estimated Annual Overpayments: Over £300M in the UK*
- ⚖️ Risk-Free Claims: No Win, No Fee Guarantee*
Were You Sold a Car on PCP or HP Finance Between 2007 and 2021? You Could Be Owed Thousands
If you took out a car finance agreement—such as PCP (Personal Contract Purchase) or HP (Hire Purchase)—between 2007 and 2021, you could be eligible to claim thousands in compensation. During this period, around 40% of finance deals may have involved undisclosed or “secret” commissions paid to dealerships or brokers. These hidden fees could have inflated your monthly repayments without your knowledge.
How Secret Commissions Could Have Cost You Money
Many motorists were unaware that dealerships received large, discretionary commissions for arranging car finance. The more you paid in interest, the more commission they earned—creating a clear conflict of interest. This practice may have caused you to overpay by hundreds or even thousands of pounds. If your agreement included one of these commissions, you may be entitled to a refund.
Reclaim What You’re Owed – Average Payouts Around £4,000
Drivers just like you are already taking action and receiving refunds averaging around £4,000. With over £300 million in overpaid commissions estimated annually in the UK*, the opportunity to reclaim mis-sold car finance has never been greater. Whether your agreement was with a major provider like BlackHorse, BMW Finance, Santander, Ford Credit, or another lender, your claim could be valid.
Easy to Start – No Upfront Costs
We work with a panel of regulated solicitors who operate on a No Win, No Fee basis*, so there’s no cost to start your claim. Our team will handle the process for you, including investigating your finance agreement, identifying hidden commissions, and pursuing your refund.
Act Now – Time Limits May Apply
Don’t wait to find out if you’re eligible. The sooner you start, the sooner you could receive the compensation you deserve. Time limits may apply to mis-selling claims, so it’s important to act quickly.